PCI Consultants manages workers' compensation claims directly, from the first call to final resolution, so employers control the real cost of an injury rather than paying whatever number an insurer or attorney assigns it. With over 30 years of public and private sector experience, the team builds an accurate day-one medical record, moves injured workers to light duty within weeks, pays legitimate claims incrementally while contesting exaggerated ones, and structures policies, including high-deductible programs for qualifying businesses, to protect cash flow and hold premiums down over the long run.
Focused programs that contain the real cost of each claim, sharpen your policy structure, and strengthen long-term workers' compensation performance.
When a worker is hurt, you call us and we act the same day, ordering the medical record, guiding the file, and contesting exaggerated claims. That is faster and more accurate oversight than a large carrier can give a single claim.
For qualifying businesses, high-deductible structures can roughly halve annual premium while claims pay monthly and stop when the condition resolves. Not every business qualifies, and we place coverage with A+ rated carriers such as Travelers.
We read your current policy and five-year loss runs against classifications, experience modification ratings, and open claims to find savings, including reclassifying clerical staff away from high-risk rates, without cutting core coverage.
Here is what the insurance company will not tell you: an unmanaged claim usually gets paid at whatever number the other side puts on it. A strain that costs $30,000 in real medical care can be framed as a $250,000 claim, and the insurer pays it and moves on, because it is your premium, not theirs. PCI Consultants handles the claim directly for the life of the policy. You call us the moment someone is hurt, we create an accurate day-one medical record, move the worker to light duty within weeks, and pay legitimate costs incrementally, roughly $1,500 to $2,000 a month, instead of as an inflated lump sum. Genuine injuries get paid fast; padded ones get contested. That is how you keep a single injury from raising your premium for years, because once it goes up, it rarely comes back down.
PCI Consultants delivers hands-on, advisor-to-owner workers' compensation support focused on the real cost of every claim, not the inflated number.
Three decades of public and private sector experience behind every claim decision and program design.
You call us, not the insurer. We manage each claim directly, from day-one medical record to resolution, so cost stays contained.
Real injuries paid without a fight; exaggerated and fraudulent claims investigated and contested to protect your loss history.
Coverage placed through A+ rated companies such as Travelers, so efficiency never comes at the cost of dependable protection.
Experienced guidance for complex workers' compensation programs.
CEO
Michael Sobel is the CEO of PCI Consultants LLC, bringing over 30 years of experience across both public and private sectors in workers compensation insurance and risk management. He is the driving force behind the firm's client relationships, facilitating seamless communication between clients, customers, and businesses to achieve measurable objectives. Michael's expertise spans management consultation, team building, professional development, strategic implementation, and company collaboration. He is deeply involved in the hands-on development of risk models covering market, credit, and operational risk, ensuring that internal controls operate effectively while providing ongoing research and analytical support. Michael's leadership has helped PCI Consultants grow to over 80 active programs, delivering substantial premium savings and long-term value to organizations across the country.
It is the person who runs a workplace injury from the first phone call to the day the file closes. Here is the part most employers miss: at PCI Consultants, that person is us, not your insurer. When a nurse or aide gets hurt, you call our office, and we evaluate the incident immediately, often sending the worker to urgent care that same day to lock in an accurate, timely medical record. That day-one record is what protects you when a minor strain gets described as a career-ending injury months later. We pair this hands-on claims management with risk control and policy review so the claim is contained instead of just paid.
Speak with PCI Consultants about your workers' compensation program. Have your current policy and five-year loss runs handy so we can be specific.
Decades in risk and insurance consulting.
Established programs with long-term renewals.
Coverage through trusted insurance companies.
Send us a copy of your current workers' comp policy and your five-year loss runs, and PCI Consultants will review your program and show you where real savings sit, no obligation.
For immediate assistance, feel free to give us a direct call at 917-613-8580.
For immediate assistance, feel free to give us a direct call at 917-613-8580.